In the my last post, I discussed that your credit score is maintained by credit bureaus. There are three major ones.
The three major credit bureaus below are important to contact if you’re going to be repairing your credit score. They can help you by sending you your credit report.
If you find an error on your credit report, these are also the companies you must contact to correct the problem. You can easily contact these organizations by telephone, mail, or through the Internet:
Equifax Credit Information Services, Inc
Address: P.O. Box 740241
Atlanta, GA 30374
Telephone: 1-888-766-0008
Online: www.equifax.com
TransUnion LLC Consumer Disclosure Center
Address: P.O. Box 1000
Chester, PA 19022
Telephone: 1-800-888-4213
Online: www.tuc.com
Experian National Consumer Assistance Center
Address: PO Box 2002
Allen, TX 75013
Telephone: 1-888-397-3742
Online: www.experian.com
It’s wise for you to note this information wherever most of your financial information is kept. This way you can easily contact the bureaus whenever you need to. Your local yellow pages should also have the contact information of these three credit agencies too.
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bad credit: lack of confidence in a purchaser's ability and intention to pay, displayed by entrusting the buyer with goods or services without immediate payment.
If you want to improve your poor credit, you can start at any time. But you must start.
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