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	<title>Bad Credit Resource Center</title>
	<link>http://www.badcreditresourcecenter.com</link>
	<description>Bad Credit Solutions</description>
	<lastBuildDate>Wed, 21 Mar 2007 06:03:09 +0000</lastBuildDate>
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	<item>
		<title>Fix Bad Credit - Do not use one debt to repay another</title>
		<description><![CDATA[ 
This method of loan repayment results in accumulating interest and usually increasingly unpayable bills. If you use one credit card to pay off another, for example, you are paying interest on interest, and paying off the new credit card bill will be more difficult.
This method will also mean that you will always be looking for [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-do-not-use-one-debt-to-repay-another.html</link>
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		<title>Fix Bad Credit - Avoid payday loans</title>
		<description><![CDATA[ 
Payday loans, sometimes called &#8220;cash advance loans&#8221; are small and short-term loans that carry very high interest rate.  Some companies have even begun to advertise them as loans to help you repair your credit, but this is very misleading. Some companies suggest that these loans can help you pay off your bills and so establish [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-avoid-payday-loans.html</link>
			</item>
	<item>
		<title>Fix Bad Credit - Use loan calculators to estimate your finances and keep your credit rating in good shape</title>
		<description><![CDATA[ 
Online loan calculators are a useful tool that can help you determine how much of an interest rate you should pay, how much in monthly payments you can afford, and how much your loan will cost you in interest over the long term. 
Online loan calculators are free to use and can help you figure out [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-use-loan-calculators-to-estimate-your-finances-and-keep-your-credit-rating-in-good-shape.html</link>
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		<title>Fix Bad Credit - If you are taking out a new loan, consider putting down a larger down payment to minimize your loan</title>
		<description><![CDATA[ 
Doing all you can to take out a smaller loan - by putting down a larger down payment or buying a less expensive car or home (if that is what the loan is for), for example - can help ensure that you don&#8217;t overextend your credit and can help ensure that your monthly payments on [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-if-you-are-taking-out-a-new-loan-consider-putting-down-a-larger-down-payment-to-minimize-your-loan.html</link>
			</item>
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		<title>Fix Bad Credit - Pay down your debts by making larger than minimal payments</title>
		<description><![CDATA[ 
If you only make the minimum amount on each of your loans, it will take you a long, long time to pay down your loans.  This is because most lenders only require that you pay down slightly more than the interest amount on your debt each month.  Even a debt of a few hundred dollars [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-pay-down-your-debts-by-making-larger-than-minimal-payments.html</link>
			</item>
	<item>
		<title>Fix Bad Credit - Consolidate your loans to make repaying them easier</title>
		<description><![CDATA[ 
Debt is a major factor in your credit score.  If you have too much of it (or none at all) or if you have trouble repaying your debts on time, your credit score will be affected negatively.  Keeping your debts reasonable and current, on the other hand, will do more than almost anything else to [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-consolidate-your-loans-to-make-repaying-them-easier.html</link>
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		<title>Fix Bad Credit - Students&#8230; start building credit early - and do it well</title>
		<description><![CDATA[ 
Start building your credit record early - even before college starts, if you plan on taking out college loans.  Ask your parents to sign over a bill that you pay on time each month.  Get a credit card with a low limit and a bank account that you balance each month.  Avoid opening several charge [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-students-start-building-credit-early-and-do-it-well-2.html</link>
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		<title>Fix Bad Credit - Students&#8230; make learning about money a priority</title>
		<description><![CDATA[ 
Whether you attend information sessions at the financial aid office, read about money in books, or meet with your bank&#8217;s financial officers, learning how to manage your money is an important part of your school education. 
For many students, their time at school is one of the first times they are responsible for finances - including [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-students-make-learning-about-money-a-priority.html</link>
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		<title>Fix Bad Credit - Students&#8230; follow the &#8220;cash for wants, loans for needs&#8221; rule</title>
		<description><![CDATA[ 
Many students fall in love with their credit cards. Credit card companies know this, and will routinely heavily advertise on college campuses, even offering students free food or gifts to fill out a credit application. While the convenience of credit cards is tempting, it is a good habit to use credit cards only for major [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-students-follow-the-cash-for-wants-loans-for-needs-rule.html</link>
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	<item>
		<title>Fix Bad Credit - Students&#8230; start building credit early - and do it well</title>
		<description><![CDATA[ 
Start building your credit record early - even before college starts, if you plan on taking out college loans.  Ask your parents to sign over a bill that you pay on time each month.  Get a credit card with a low limit and a bank account that you balance each month.  Avoid opening several charge [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-students-start-building-credit-early-and-do-it-well.html</link>
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		<title>Fix Bad Credit - Students&#8230; save money by taking advantage of student discounts or student life</title>
		<description><![CDATA[ 
One of the advantages of student life is that it is relatively inexpensive.  Student housing or rooms rented with roommates lowers cost, on-campus facilities usually offer great services at discount rates, and many businesses offer student-only deals.
Try to take advantage of these offers to make your student money stretch further so that you have take [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-students-save-money-by-taking-advantage-of-student-discounts-or-student-life.html</link>
			</item>
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		<title>Fix Bad Credit - Are you considering defaulting on a student loan?&#8230; Think again!</title>
		<description><![CDATA[ 
Many students think that walking away on a student loan after graduation is a smart way to get rid of a debt.  After all, they no longer need the money for school and in fact need the money for settling into a job and new home. 
However, defaulting on a student loan is a terrible mistake [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-are-you-considering-defaulting-on-a-student-loan-think-again.html</link>
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	<item>
		<title>Fix Bad Credit - Students, try to pay for education through resources other than loans</title>
		<description><![CDATA[ 
The use of student loans are becoming a big problem for more and more students.  On one hand, student loans can help students who could otherwise not afford go to college. On the other hand, though, huge student loans can be a terrible financial burden after graduation. 
While it&#8217;s true that most student loans don&#8217;t have [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-students-try-to-pay-for-education-through-resources-other-than-loans.html</link>
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		<title>Fix Bad Credit - If you&#8217;re a student using student loans, budget carefully</title>
		<description><![CDATA[ 
Student loans, regardless of the amount, need to be paid back.  Taking out the smallest loans you can and sticking to a budget can help establish good credit habits that can help ensure that you&#8217;ve a good credit score when you graduate from school.  Plus, since student loans are for the period you&#8217;re in school, you [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-if-youre-a-student-using-student-loans-budget-carefully.html</link>
			</item>
	<item>
		<title>Fix Bad Credit - A secret weapon for students</title>
		<description><![CDATA[ 
If you&#8217;re a student, you have a great secret weapon for credit repair and credit help, your school&#8217;s financial aid office.
Students are increasingly worried about their credit and credit scores&#8230; and for good reason.  Student debt is rising and the numbers of students who leave school with ruined credit scores is also rising.  Many experts [...]]]></description>
		<link>http://www.badcreditresourcecenter.com/fix-bad-credit-a-secret-weapon-for-students.html</link>
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