Bad Credit Resource Center

If you’re a student, you have a great secret weapon for credit repair and credit help, your school’s financial aid office.

Students are increasingly worried about their credit and credit scores… and for good reason.  Student debt is rising and the numbers of students who leave school with ruined credit scores is also rising.  Many experts blame larger credit card debts on rising tuition costs which lead to larger student loans. 

Despite the pressures of today’s student life, though, it is possible to leave school with a good credit score and in fact to develop good financial habits that can lead to a lifetime of good credit ratings.  There are a few tips that can make the college years a credit-booster instead of a credit disaster:

If you’re a college student, your school’s financial aid office should be one of your first stops at the campus.  Few students visit this office regularly while they’re in school, and this is a big mistake.  The financial aid office at most universities and colleges has more than enough information to help you keep your credit score in tip-top shape. 

The financial aid office offers one-on-one financial counseling, information about scholarships, tips on budgeting, books on money management, and many more resources.  The officers at your university or college financial aid office can offer you help on almost any aspect of financial help - including helping you figure out credit scoring.  Also, many financial aid offices have workshops that can teach you about dealing with money and credit, and even offer free tax filing services. 

In fact, the financial aid offices at most colleges and universities are so useful that you may want to call the school you attended in the past to ask whether alumni are eligible for any services at the financial aid office.  The resources that you a get for free from these offices are simply too good to miss.

fix bad credit

personal loans for people with bad credit