Fix Bad Credit - Consider a co-signer for a loan you normally can’t get because of your credit bad credit condition
If you have very poor credit scores following a bankruptcy or other financial disaster but need to get a loan, consider getting a co-signer. If your co-signer has assets or a better credit record, you may qualify for a better loan rate.
However, be cautious - if your co-signer can’t or refuses to make payments, then both of you will suffer the credit consequences. Co-signers share responsibility for loans and credit - both of you will have worse credit scores if one of you does not pay.
On the positive side, if your co-signer has good credit and payments on the loan are made timely, then the co-signed loan can actually boost your credit score.
fix bad credit
[link]