Bad Credit Resource Center

If you’ve missed some payments or made some late payments to lenders, you’ve probably incurred non-payment or late fees. You now have to pay more on your bills and also get a ding on your credit record - but also your bills are more difficult to repay since they are now higher. 

You can contact the lender and try getting the charge waived. It probably won’t work if you have a history of late or non-payments. This is a secret that credit repair companies have long known and is one of the first services they will perform on your behalf.  However, you can easily accomplish this for yourself and save yourself some money.

Lenders want to get paid, and if they think that you will pay your bill more quickly by waiving the late fee, they will most often gladly remove the fee in exchange for prompt payment.
 

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