When we go on vacation, it’s natural to want to get away from it all. When we forget to pay our bills while away, we risk getting dings on our credit that can affect our credit risk rating. Make it part of your vacation practice to pay bills in advance or to arrange someone to pay your bills while you are away.
Similarly, while you’re ill, arrange to have bills paid so they don’t pile up and so that you don’t get marked as a “non-payer.” It’s frustrating to be trying to improve a credit score only to suffer a setback over a minor oversight.
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bad credit: lack of confidence in a purchaser's ability and intention to pay, displayed by entrusting the buyer with goods or services without immediate payment.
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If you want to improve your poor credit, you can start at any time. But you must start.
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