Bad Credit Resource Center

Many students fall in love with their credit cards. Credit card companies know this, and will routinely heavily advertise on college campuses, even offering students free food or gifts to fill out a credit application. While the convenience of credit cards is tempting, it is a good habit to use credit cards only for major purchases, saving cash for entertainment, food, clothes, and other like items.

This is because studies have repeatedly shown that those who pay cash for items routinely spend less than those charging or using debt cards to pay.

Using only cash for entertainment and other small needs help you control your spending and also ensures that you won’t end up paying for months for something that is long gone.

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